Home Buying San Diego Tag

Naturally, you want to get the best deal for the least amount of money. This holds true for mortgage rates as well. A lower interest rate means a lower monthly mortgage payment, which can save you money in the long run. Also, it is easier to...

Often times, the two terms are confused in the home buying process, even between loan officers and real estate agents. So, let’s take a closer look at what they are really about: Pre-Qualification A mortgage loan pre-qualification is basically an estimate of how much of the house...

Pre-Qualification: Meet with a mortgage broker and find out how much you can afford to pay for a home. Pre-Approval: While knowing how much you can afford is the first step, sellers will be much more receptive to potential buyers who have been pre-approved....